First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E

⁦First Citizens BancShares⁩, ⁦Inc⁩. ⁦operates as a bank holding company⁩, ⁦delivering both retail and commercial banking services through its various subsidiary entities⁩. ⁦The organization's structure is categorized into four main segments⁩: ⁦General Banking⁩, ⁦Commercial Banking⁩, ⁦Rail⁩, ⁦and Corporate⁩.